16-00 Pollitt Dr (map/directions)
    Fair Lawn, New Jersey  07410
    Call:  (201) 254-1888
    Fax:  (201) 797-4455
Trusted Choice® insurance agency
ONLINE  PRIVACY  POLICY:
United Assurance, Inc’s Online Privacy Policy

Introduction:
United Assurance, Inc would like to take this opportunity to thank you for your business and to share with
you the importance we place upon protecting the privacy of information we gather from you in
accordance with applicable state and federal laws.

United Assurance, Inc is a member of the financial services industry and, as such, our agency has been
and continues to be subject to federal and state privacy laws regarding the collection and exchange of
your information.

The following is United Assurance, Inc's online privacy policy regarding the customer information we
collect.  Contained in this privacy policy you will find:
1) an explanation of the types of information United Assurance, Inc collects from our clients and the
means used to collect such information,
2) an explanation of how United Assurance, Inc shares the information collected from our clients and
3) an explanation of how United Assurance, Inc protects client information.

Information we collect and the means used to collect it:
United Assurance, Inc collects information about our customers that is necessary to provide those
services usual and customary to independent insurance agents.  United Assurance, Inc collects this
necessary information from the following sources:
* Information we receive from you on applications, on-line forms, or other forms, this information may
include, but is not limited to, your company name and address, your name and address, your email
address and phone numbers.
* Information about our clients' transactions with us; this information may include, but is not limited to,
claims and payment history.
* Information we receive from a consumer-reporting agency; this information may include, but is not
limited to, a driving record or insurance score report.

To collect customer information from the above-stated sources, United Assurance, Inc may use the
following means of communication to gather information: written, in-person, telephone, facsimile,
electronically and online.

Use of Cookies:
We may use Cookies on this site.  Cookies are pieces of information that a website transfers to an
individual's computer hard drive for record keeping purposes.

Use of IP Addresses:
An IP address is a number that's automatically assigned to your computer by your Internet provider
whenever you're surfing the Web.  When you request pages from United Assurance, Inc, our servers log
your IP address.  United Assurance, Inc collects IP addresses for the purposes of system
administration.  We do not link IP addresses to anything personally identifiable, which means that your
session will be logged, but you remain anonymous to us.  We may use your IP addresses in
cooperation with your Internet provider to identify you if we feel it is necessary to enforce compliance with
our Terms of Use or to protect our service, Sites, customers, or others.

Use of Information:
As a general policy no personally identifiable information, such as your name, address, or e-mail
address, is automatically collected from your visit to United Assurance, Inc’s web sites.  However,
certain non-personal information is recorded by the standard operation of Internet servers.  Information
such as the type of browser being used, its operating system, and your IP address is gathered in order
to enhance your online experience.  

Our Sites' various registration forms and surveys may request that you give us contact information (such
as your name, mailing and/or e-mail address) and profile data (such as your type of business).  We may
use your contact information to send you insurance related news, newsletters and consumer flyers,
and/or information about what we’re doing.  You may always opt-out of receiving future emails and/or
mailings.

Our Sites use various forms for you to request information, products, and services.  We collect contact
information such as your name, phone numbers, mailing and/or e-mail address.  Contact information is
used to fulfill your request for information, products, and/or services.  The contact information is also
used to get in touch with you when necessary regarding your order.  Financial information that is
collected is used to process your request for products and services, and will not be shared with third
parties who are not involved with the transaction.  

How we share client information with nonaffiliated third parties:
We don't share information about our customers or former customers with nonaffiliated third parties
other than as permitted or required by law.  For example, United Assurance, Inc may share all of the
information listed above with nonaffiliated third parties for, including but not limited to, the following
reasons:
* Information that is necessary to service or process the insurance needs of our clients or prospective
clients, in a manner that is consistent with the usual and customary services provided by independent
insurance agents.  Such usual and customary services or processes provided by United Assurance, Inc
to its customers include but are not limited to underwriting, shopping the renewal, rating, placement,
and providing quotes for insurance that is germane to the coverage the customer requests from our
agency or places with our agency.
* Information that is necessary to protect the confidentiality or security of our client's records.
* Information that is necessary to resolve client disputes or inquiries.
* Information that is required by individuals or entities who are assessing our legal compliance.
* Information that is required for United Assurance, Inc to comply with the law.
* Information that is necessary to protect against or prevent fraud, unauthorized transactions, claims or
other liability.

How we share client information with affiliated parties:
We do not share client information with any affiliate.

Our practices regarding information confidentiality and security:
We maintain physical, electronic and procedural safeguards to guard your information. These
safeguards include but are not limited to the following:
* We restrict access to nonpublic personal information about our clients and former clients to those
employees who need to know that information in order to assist in providing services or products to the
customer.
* We will punish any employees who impermissibly share client information.

United Assurance, Inc appreciates your business and in order to continue building upon that
relationship we believe it is necessary, not only from a legal standpoint, but also as a sound business
practice, that our customers understand the care our agency uses in handling your information.  United
Assurance, Inc will continue to monitor the effectiveness of this privacy policy.

Web site and electronic transmission security:
Security for all personally identifiable information is extremely important to us.  Unfortunately, no data
transmission over the Internet can be guaranteed to be 100% secure.  As a result, while we strive to
protect your personal information, United Assurance, Inc cannot ensure or warrant the security of any
information you transmit to us electronically including but not limited to emails and online forms, and
you do so at your own risk.  Once we receive your transmission, we make our best effort to ensure its
security on our systems.  We recommend that you do not send any sensitive personal or financial
information, such as social security numbers, drivers license numbers, dates of birth, and/or credit card
information via electronic transmission including on-line forms.

Links to Other Sites – Disclaimer:
United Assurance, Inc is not responsible for the content or practices of third party websites that may be
linked to our Sites.  Our Sites may also be linked to websites operated by other companies.  Visitors to
these web sites should refer to each web site's respective privacy policies and practices.  By providing
links to other sites, United Assurance, Inc does not guarantee, approve or endorse the information or
products available at these sites, nor does a link indicate any association with or endorsement by the
linked site to United Assurance, Inc.

Choice/Opt-Out:
Our Sites may provide you the opportunity to opt-in to receive communications from us at the point where
we request information about you.  You always have the option of removing your name from any e-mail
list to not receive future communications.  In order to ensure immediate removal from any list, it is best
to follow the specific instructions outlined within the communications you receive from us since United
Assurance, Inc operates more than one site.  However, if you are unable to complete the process
indicated in the communications, then just send us an e-mail at
info@njinsurancerates .com with a
copy of the undesired email attached to the request and state your wish to be removed from the mailing
list.

Contact Us:
If you have any questions about this privacy statement, the practices of our Sites, or your dealings with
our Sites, you can contact:

United Assurance, Inc
16-00 Pollitt Drive
Fair Lawn, New Jersey 07410
Call: (201) 254-1800
Fax: (201) 797-4455

Information provided by you via general e-mail inquiries to United Assurance, Inc such as your e-mail
address is used to respond to your inquiries in the ordinary course of business.

Your Acceptance of These Terms:  
By using United Assurance, Inc Sites, you signify your acceptance of the United Assurance, Inc Online
Privacy Policy.  If you do not agree to this policy, please do not use our Sites.   United Assurance, Inc
reserves the right to modify, alter or otherwise update this policy at any time, so visitors are encouraged
to review this policy from time to time.  Your continued use of the United Assurance, Inc Sites following
the posting of changes to these terms will mean you accept those changes.
Mike Best, licensed insurance agent
Mike Best, CRIS, LUTCF,
Partner, & Licensed
Insurance Producer
A full-service New Jersey insurance agency
United Assurance, a full-service NJ insurance agency
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