16-00 Pollitt Dr (map/directions)
    Fair Lawn, New Jersey  07410
    Call:  (201) 254-1888
    Fax:  (201) 797-4455
Trusted Choice® insurance agency
Insurance News - From United Assurance, Inc:
NJ Business Insurance Newsletter - update to follow
NJ Personal Insurance Newsletter - update to follow
                  
                       New Jersey Agent Alliance Adds Major Partner

Monmouth Jct, NJ November 11, 2010
Consolidated Insurance Agents (CIA) on Monday announced its new
association with Fair Lawn, NJ based United Assurance, Inc.

This news highlights a banner period for CIA, the United affiliation is their third equity partner
relationship since the program began in April of this year. Now, coupled with over a dozen producing
agencies, CIA is New Jersey’s fastest growing Agency Alliance.  

“United Assurance adds so much to what we are trying to accomplish with our group. They bring
decades of industry experience, strong carrier relations that complement our current offering and over
$40M of premium volume,” said Michael Varvar, President of CIA.  “We are thrilled to add such a large
and prestigious Agency as a member.” Varvar added.

Thomas V. Perna, President of United Assurance, Inc had this to say “The challenges we face as
Agency Principals in today’s environment are similar. The retail insurance market is changing and
making it more difficult than ever to increase profits. I knew the right alliance would ensure our ability to
compete and grow effectively over the next 15 to 20 years.”

“I wanted an agent alliance which addressed concerns similar to ours, plus having the right carrier
relationships and premium volume. After investigating several others, I discovered CIA.” said Perna.

“After meeting with the partners of CIA, I knew within the first five minutes that the business model CIA
presented would benefit my agency best.” he said.

Consolidated, a New Jersey Corporation was formed by Varvar, Raymond Pavese and Michael
McCormick of the Pavese McCormick Insurance Agency earlier this year. They built a program to
directly address agent concerns in their state relative to customer retention and individual agency
growth & profitability. The model allows agents to maintain their ownership and location. Due to its
“agent friendly” process, CIA continues to find wide acceptance.

Members benefit through aggregation of premiums. They also get access to additional markets
without large volume commitments, providing higher retention and closing new business sales
opportunities. This allows hometown Agents compete and continue in the communities they serve.

CIA is currently accepting applications from like-minded agents for equity and producing partner
opportunities in strategic geographic locations throughout New Jersey.

To learn more about the program the CIA website address is:
www.ane-agents.com For more information contact:

Raymond Pavese  
Consolidated Insurance Agents, LLC
(800) 700-9643


Media Release, Mike Best Certified As Construction Risk & Insurance Specialist
Fair Lawn, NJ - United Assurance is pleased to announce that Mike Best, from Oakland, NJ, has
been certified as a
Construction Risk and Insurance Specialist  (CRIS).  This insurance designation
recognizes specialized expertise in construction insurance, & establishes one’s commitment to the
construction industry through an on-going continuing education component focusing on construction
risk and insurance.

"The CRIS program has helped us show our construction clients and prospects that we understand
contractors’ most important insurance needs,” said Thomas V Perna, President.  “Now Mike Best has
further strengthened our full-service NJ insurance agency with the specialized knowledge necessary
to provide superior risk management and insurance advice and service to our contractor clients."

The CRIS continuing education program is a specialized curriculum consisting of five core courses.  
Only those who complete these courses and maintain their knowledge with an ongoing continuing
education program are entitled to display the CRIS designation to certify their knowledge of
construction insurance.  For more information about CRIS, please visit
www.CRIS-CE.com.  United
Assurance, Inc is a Fair Lawn based Independent NJ Insurance Agency.  For more information, visit
Mike Best’s website at
www.NJinsuranceRates.com, or call (201) 254-1888.


The Select Topics Below Were Provided By The Professional Insurance Agents
NJ Weekly Reporters (Email us to request more information):

PIANJ Weekly Reporter 2010:

GEICO Settles Class Action Suit With NJ Policyholders.  According to an article in the Coast Star, an
attorney settled a class-action lawsuit against GEICO.  According to Elizabeth Weber vs. GEICO
Insurance Co., the plaintiffs alleged that GEICO’s Web site illegally gave policyholders only $15,000 in
medical coverage without notifying the policyholders in writing.  Under New Jersey’s automobile
insurance law, an auto insurance policyholder automatically is given $250,000 in medical expense
benefits.  Read more
here.  Read the order here.
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