16-00 Pollitt Dr (map/directions)
Fair Lawn, New Jersey 07410
Call: (201) 254-1888
Fax: (201) 797-4455
|
|
|
 |
|
|
|
|
Frequently Asked Insurance Questions:
|
|
|
|
The guides below do not represent the provisions of any particular policy, but they can serve as a
starting point to a complete package of protection.
Business Insurance FAQ's:
Business Insurance 101 - by Trusted Choice.
Home Based Business Insurance 101 - by Trusted Choice.
Small Business Insurance Basics - by The Insurance Information Institute.
Insurance for Home-Based Businesses - by The Insurance Information Institute.
Life and Health Insurance FAQ's:
Life and Health Insurance FAQ's - by Trusted Choice.
Life and Health Insurance Foundation for Education - by LIFE
Personal Insurance FAQ's:
Personal Auto Insurance 101 - by Trusted Choice.
Homeowners Insurance 101 - by Trusted Choice.
Selecting an Insurance Agent - What should I look for in an agent?
Agents are there to help you. At the most basic level, any agent should be able to answer your
questions about insurance, help you thoroughly assess your insurance needs and offer you
insurance products to help meet those needs. Also, any insurance agency should provide you with
prompt, quality service in the case of a claim.
Just as important is the level of professional confidence and personal comfort you feel with the
agent. Many people stick with the same insurance agent for decades, even generations. It helps to
find an agent you can get to know and trust.
An important, but sometimes overlooked factor to keep in mind is that there are two kinds of
insurance agents: those who represent only one insurance company and those who represent
more than one insurance company.
Agents offering through their agencies only the policies of one insurance company often are referred
to as "captive agents," because the company they represent does not allow them to offer their
customers competitive alternatives.
By contrast, agents offering through their agencies the policies of more than one insurance company
are called "independent agents," because they can shop around for their customers for the best
insurance values among a variety of competing companies. A nationwide survey showed that
Americans prefer to work with independent insurance agents by a 2-to-1 margin over captive agents.
|
|
|
|
|
